Has it been a year or more since you last compared quotes for lower-priced Dodge Nitro insurance in Orlando? Having to pay for high-priced car insurance in Orlando can sap your monthly budget, especially in this economy.
A recent NerdWallet.com study revealed that almost 70% of drivers in Florida have bought car insurance from the same company for more than four years, and almost 40% of drivers have never compared quotes from other companies. With the average car insurance premium being $1,847, U.S. drivers can save hundreds of dollars each year just by getting comparison quotes, but they just don’t understand how easy it is to compare rates online.
How to find cheaper Dodge Nitro insurance in Orlando
If your goal is the lowest price, then the best way to save money on Dodge Nitro insurance is to start comparing rates regularly from different companies who sell auto insurance in Orlando.
- Take a little time to learn about coverages and the measures you can take to drop your rates. Many things that drive up the price such as distracted driving and a low credit score can be rectified by making small lifestyle or driving habit changes. Keep reading for tips to prevent expensive rate increases and get discounts that may be available to you.
- Request price quotes from direct carriers, independent agents, and exclusive agents. Direct and exclusive agents can only give prices from a single company like Progressive or Allstate, while independent agencies can provide prices for a wide range of insurance providers. Get quotes now
- Compare the new rates to your current policy to see if cheaper Nitro coverage is available in Orlando. If you find a better price and make a switch, make sure there is no lapse in coverage.
- Notify your company or agent to cancel your current auto insurance policy and submit any necessary down payment along with the completed application to your new agent or company. Immediately place the new certificate verifying coverage in your glove compartment.
A crucial key to this process is to compare identical coverage information on each quote request and and to get rate quotes from as many different companies as possible. Doing this provides a level playing field and a good representation of prices.
Popular companies such as State Farm, GEICO and Farmers Insurance increase brand awareness with ads and it is challenging if not impossible to ignore the flying pigs and cute green geckos and find the best price available.
Smart consumers take time to do rate comparisons every six months because car insurance prices are usually higher with each renewal. Even if you think you had the lowest quotes on Dodge Nitro insurance in Orlando six months ago you can probably find a lower rate today. Block out anything you think you know about car insurance because you’re about to learn the quickest way to find the best coverage while lowering your premiums.
If you’re already insured or just want to save money, you will benefit by learning to buy cheaper insurance and possibly find even better coverage. Choosing the best insurance company for you in Orlando is quite easy. Smart buyers only have to learn the proper methods to compare prices online.
All major car insurance companies like State Farm, GEICO and Progressive make it easy to get pricing direct online. Getting quotes for Dodge Nitro insurance in Orlando is possible for anyone because it’s just a matter of typing in your coverage preferences as requested by the quote form. After you submit the form the system gets your driving record and credit report and returns a price based on the data you entered. Getting online rates for Dodge Nitro insurance in Orlando makes it a lot easier to compare rates and it’s necessary to do this if you are searching for the most affordable car insurance rates.
To save time and find out how much you can save on car insurance, compare rates now from the companies shown below. If you have your current policy handy, we recommend you replicate the coverages exactly as shown on your declarations page. This makes sure you are getting an apples-to-apples comparison for the exact same coverage.
The car insurance companies shown below are ready to provide price quotes in Orlando, FL. If multiple companies are listed, we suggest you get price quotes from several of them in order to find the cheapest rates.
Facts and figures for Dodge Nitro insurance
The premium table below outlines a range of prices for Dodge Nitro models. Being able to understand how auto insurance premiums are figured can aid in making decisions on the best policy coverages.
|Model||Comp||Collision||Liability||Medical||UM/UIM||Annual Premium||Monthly Premium|
|Nitro Heat 2WD||$220||$406||$612||$36||$184||$1,458||$122|
|Nitro SE 2WD||$220||$406||$612||$36||$184||$1,458||$122|
|Nitro SE 4WD||$252||$406||$612||$36||$184||$1,490||$124|
|Nitro SXT 2WD||$252||$406||$612||$36||$184||$1,490||$124|
|Nitro Heat 4WD||$252||$406||$612||$36||$184||$1,490||$124|
|Nitro Detonator 2WD||$252||$494||$612||$36||$184||$1,578||$132|
|Nitro SXT 4WD||$252||$494||$612||$36||$184||$1,578||$132|
|Nitro Shock 2WD||$252||$494||$612||$36||$184||$1,578||$132|
|Nitro Detonator 4WD||$252||$494||$612||$36||$184||$1,578||$132|
|Nitro Shock 4WD||$284||$494||$612||$36||$184||$1,610||$134|
|Get Your Own Custom Quote Go|
Data based on single female driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and Florida minimum liability limits. Discounts applied include claim-free, multi-vehicle, safe-driver, homeowner, and multi-policy. Rate quotes do not factor in specific garaging location which can decrease or increase coverage prices noticeably.
The diagram below illustrates how your deductible choice and can raise or lower Dodge Nitro insurance rates for each different age group. Data assumes a single male driver, comp and collision included, and no discounts are taken into consideration.
Accidents and violations increase rates
The example below demonstrates how speeding tickets and accidents drive up Dodge Nitro auto insurance rates for different age categories. The costs are based on a married male driver, full coverage, $1,000 deductibles, and no discounts are applied.
Premiums by gender and age
The chart below illustrates the comparison of Dodge Nitro insurance premiums for male and female drivers. Data assumes no violations or claims, comp and collision included, $100 deductibles, single marital status, and no other discounts are factored in.
When to get advice from an insurance agency
Many people just prefer to visit with an insurance agent and that is a smart decision Most agents can point out coverage gaps and give you someone to call. One of the benefits of comparing insurance prices online is the fact that drivers can get cheaper rates and still have an agent to talk to. Buying from local insurance agents is important particularly in Orlando.
After completing this simple form, your information is transmitted to local insurance agents in Orlando who will gladly provide quotes to get your business. You never need to contact any insurance agencies since rate quotes are delivered to you. In the event you want to get a comparison quote from a specific auto insurance provider, don’t hesitate to find their quoting web page and give them your coverage information.
When finding local Orlando agents, it can be helpful to understand the different types of agents and how they differ in how they quote coverages. Auto insurance agencies are classified as either exclusive or independent. Both types can write auto insurance policies, but it’s worth mentioning how they differ since it can impact the selection process.
Independent Agencies or Brokers
Agents that elect to be independent are normally appointed by many insurers so they have the ability to put coverage with lots of companies and find the cheapest auto insurance rates. If your agent finds better pricing, they simply switch companies in-house and you don’t have to find a new agent. When comparing auto insurance prices, we recommend you include price quotes from at least one independent agent in order to compare the most rates.
Listed below is a list of independent insurance agencies in Orlando that can possibly get you competitive price quotes.
Exclusive Insurance Agencies
These type of agents can only provide one company’s prices like State Farm, AAA, and Liberty Mutual. They are unable to shop your coverage around so they have no alternatives for high prices. These agents receive a lot of sales training on what they offer and that enables them to sell even at higher rates.
Shown below are exclusive insurance agents in Orlando that are able to give price quote information.
Picking an auto insurance agent shouldn’t rely on just a cheap price. Get answers to these questions too.
- In the event of vehicle damage, can you pick the collision repair facility?
- Will high miles depreciate repair valuations?
- Is the agent properly licensed in Florida?
- Is the agency involved in supporting local community causes?
- How does the company pay claims for a total loss?
- How long have they worked with personal auto insurance coverage?
- Will your rates increase after a single accident?
Best auto insurance company in Orlando
Insuring your vehicle with a highly-rated insurance provider can be rather challenging considering how many companies sell insurance in Florida. The company ratings in the lists below may help you decide which auto insurers to look at purchasing a policy from.
Top 10 Orlando Car Insurance Companies Overall
- Mercury Insurance
- AAA Insurance
- State Farm
- The Hartford
- Safeco Insurance
Top 10 Orlando Car Insurance Companies Ranked by Customer Satisfaction
- USAA – 91%
- AAA Insurance – 90%
- Esurance – 90%
- Mercury Insurance – 89%
- Nationwide – 89%
- Travelers – 88%
- Progressive – 88%
- Safeco Insurance – 88%
- State Farm – 88%
- Allstate – 88%