Best Suzuki SX4 Insurance in Orlando

Insurance quote for Suzuki SX4 in OrlandoAstonishing but true according to a recent study, 70% of consumers kept buying from the same company for over three years, and almost half have never compared rates from other carriers. Consumers in Orlando could pocket approximately 55% a year just by comparing rates, but they just feel it’s too hard to do a rate comparison.

If you want to save money, the best way to find discount Suzuki SX4 insurance is to begin comparing prices regularly from insurers who sell insurance in Orlando. You can compare prices by following these guidelines.

First, it will benefit you to learn about how insurance companies determine prices and the measures you can control to drop your rates. Many policy risk factors that are responsible for high rates like multiple speeding tickets and a negative credit history can be rectified by making minor changes to your lifestyle. Continue reading for additional tips to help reduce prices and find missing discounts.

Second, request rate estimates from direct, independent, and exclusive agents. Direct companies and exclusive agencies can provide rates from one company like Progressive and State Farm, while independent agencies can provide price quotes from multiple insurance companies. Compare rates now

Third, compare the new rate quotes to your current policy and see if you can save money. If you find a better price, make sure there is no lapse in coverage.

A valuable tip to remember is to try to compare identical limits and deductibles on each quote and and to get rate quotes from as many companies as you can. Doing this guarantees a fair price comparison and a complete rate analysis.

If you have coverage now, you will be able to find the best rates using these techniques. Buying the cheapest car insurance in Orlando is much easier if you know where to start. Although Florida car owners must learn how the larger insurance companies compete online because it varies considerably.

Low cost Suzuki SX4 insurance prices in Orlando, Florida

Most major insurance companies give price estimates online. This process doesn’t take much effort as you just type in your coverage information as detailed in the form. After the form is submitted, their rating system automatically retrieves reports for credit and driving violations and returns pricing information. Quoting online for Suzuki SX4 insurance in Orlando makes it a lot easier to compare rates and it is imperative to do this if you are searching for a better rate.

To use this form to compare rates, compare rate quotes from the providers shown below. If you have a policy now, it’s recommended you type in the limits and deductibles as shown on your current policy. Doing this assures you’re receiving a rate comparison using the same coverage and limits.

The following companies can provide comparison quotes in Florida. If multiple companies are listed, it’s a good idea that you visit two to three different companies to get a more complete price comparison.

Suzuki SX4 coverage analysis

The data table shown next highlights estimates of rate quotes for Suzuki SX4 models. Understanding how auto insurance policy rates are established can aid in making informed decisions when shopping around for a new policy.

Suzuki SX4 Insurance Rates in Orlando, FL
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
SX4 LE $174 $342 $418 $24 $124 $1,082 $90
SX4 2WD $200 $280 $418 $24 $124 $1,046 $87
SX4 Sport S $200 $402 $418 $24 $124 $1,168 $97
SX4 Sport SE $200 $402 $418 $24 $124 $1,168 $97
SX4 Technology 2WD $200 $342 $418 $24 $124 $1,108 $92
SX4 Sportback 2WD $200 $342 $418 $24 $124 $1,108 $92
SX4 AWD AWD $200 $342 $418 $24 $124 $1,108 $92
SX4 Sport GTS $200 $402 $418 $24 $124 $1,168 $97
SX4 Technology AWD $224 $342 $418 $24 $124 $1,132 $94
SX4 Touring AWD $224 $342 $418 $24 $124 $1,132 $94
Get Your Own Custom Quote Go

Prices above based on married male driver age 30, no speeding tickets, no at-fault accidents, $1000 deductibles, and Florida minimum liability limits. Discounts applied include claim-free, multi-policy, homeowner, safe-driver, and multi-vehicle. Price information does not factor in specific garaging location which can lower or raise rates noticeably.

Raise deductibles and save

When shopping for car insurance, a common question is at what level do you set your deductibles. The data tables below may help to conceptualize the price difference between low and high physical damage deductibles. The first data table uses a $100 deductible and the second pricing table uses a $500 deductible.

Suzuki SX4 insurance rates with $100 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
SX4 LE $312 $648 $418 $24 $124 $1,551 $129
SX4 2WD $358 $532 $418 $24 $124 $1,481 $123
SX4 Sport S $358 $764 $418 $24 $124 $1,713 $143
SX4 Sport SE $358 $764 $418 $24 $124 $1,713 $143
SX4 Technology 2WD $358 $648 $418 $24 $124 $1,597 $133
SX4 Sportback 2WD $358 $648 $418 $24 $124 $1,597 $133
SX4 AWD AWD $358 $648 $418 $24 $124 $1,597 $133
SX4 Sport GTS $358 $764 $418 $24 $124 $1,713 $143
SX4 Technology AWD $406 $648 $418 $24 $124 $1,645 $137
SX4 Touring AWD $406 $648 $418 $24 $124 $1,645 $137
Get Your Own Custom Quote Go

Suzuki SX4 insurance rates with $500 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
SX4 LE $228 $438 $418 $24 $124 $1,232 $103
SX4 2WD $262 $360 $418 $24 $124 $1,188 $99
SX4 Sport S $262 $516 $418 $24 $124 $1,344 $112
SX4 Sport SE $262 $516 $418 $24 $124 $1,344 $112
SX4 Technology 2WD $262 $438 $418 $24 $124 $1,266 $106
SX4 Sportback 2WD $262 $438 $418 $24 $124 $1,266 $106
SX4 AWD AWD $262 $438 $418 $24 $124 $1,266 $106
SX4 Sport GTS $262 $516 $418 $24 $124 $1,344 $112
SX4 Technology AWD $296 $438 $418 $24 $124 $1,300 $108
SX4 Touring AWD $296 $438 $418 $24 $124 $1,300 $108
Get Your Own Custom Quote Go

Price data assumes married male driver age 30, no speeding tickets, no at-fault accidents, and Florida minimum liability limits. Discounts applied include safe-driver, claim-free, homeowner, multi-vehicle, and multi-policy. Rate information does not factor in your specific Orlando location which can impact auto insurance rates significantly.

We can estimate from the data above that using a $100 deductible costs roughly $28 more each month or $336 for a full year than requesting the higher $500 deductible. Because you would be required to pay $400 more to file a claim with a $500 deductible as compared to a $100 deductible, if you tend to have at least 14 months between claim filings, you would come out ahead going with the higher deductible.

How to determine if a higher deductible is a good idea

Average monthly premium for $100 deductibles: $135
Average monthly premium for $500 deductibles (subtract): – $107
Monthly savings from raising deductible: $28
Difference between deductibles ($500 – $100): $400
Divide difference by monthly savings: $400 / $28
Number of months required between physical damage coverage claims in order to save money by choosing the higher deductible 14 months

One important note is that increasing deductibles to save money results in having to pay to pay more out-of-pocket when you have to file a claim. You need to make sure you have enough money put aside in the event you have to pay more to get your vehicle repaired.

Difference between full coverage and liability only rates

The example below illustrates the difference between Suzuki SX4 insurance costs with and without physical damage coverage, medical payments, and uninsured/under-insured motorist coverage. The premiums are based on no claims or driving violations, $250 deductibles, marital status is single, and no policy discounts are applied.

When to drop comp and collision

There is no clear-cut formula for phasing out full coverage, but there is a general guideline you can use. If the annual cost of comprehensive and collision coverage is more than 10% of the replacement cost minus the deductible, then it’s probably a good time to buy liability coverage only.

For example, let’s assume your Suzuki SX4 settlement value is $4,000 and you have $1,000 deductibles. If your vehicle is damaged in an accident, the most you would receive is $3,000 after you pay the deductible. If premiums are more than $300 a year for your policy with full coverage, then you might want to think about dropping full coverage.

There are some conditions where dropping physical damage coverage is not a good idea. If you still owe a portion of the original loan, you have to carry full coverage in order to prevent the bank from purchasing higher-priced coverage. Also, if you can’t afford to buy a different vehicle in the event your current vehicle is totaled, you should not consider dropping full coverage.

Save money with these premium slashing discounts

Companies that sell car insurance do not advertise every policy discount in a way that’s easy to find, so we researched some of the more common as well as some of the hidden discounts that you may qualify for. If you aren’t receiving every discount you qualify for, you may be paying too high a price.Discount car insurance

A quick disclaimer, some of the credits will not apply to the entire policy premium. Some only reduce individual premiums such as comprehensive or collision. Just because it seems like all those discounts means the company will pay you, insurance companies wouldn’t stay in business.

The diagram below illustrates the comparison of Suzuki SX4 auto insurance costs with and without discounts being applied to the rates. The rate quotes are based on a male driver, no violations or accidents, Florida state minimum liability limits, full physical damage coverage, and $500 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with claim-free, homeowner, marriage, multi-policy, safe-driver, and multi-car discounts applied.

A list of car insurance companies and a selection of discounts include:

Before purchasing a policy, check with every insurance company which discounts they offer. Some credits may not apply to policies in Orlando. To locate providers with significant discounts in Florida, click this link.

Protect more than your SX4

Even though Orlando SX4 insurance rates can get expensive, auto insurance serves an important purpose.

The benefits of having auto insurance definitely exceed the price paid, particularly for liability claims. Unknowingly, the average driver is currently overpaying as much as $830 a year so it’s very important to do a rate comparison at least once a year to save money.

Insurance agencies can give valuable advice

Many drivers just want to buy from a licensed agent and that is a smart decision One of the best bonuses of comparing rates online is that you can find cheap auto insurance rates and still choose a local agent.

After filling out this short form, the quote information is transmitted to insurance agents in Orlando who can give free rate quotes and help you find cheaper coverage. You won’t even need to visit any agencies since price quotes are sent directly to your email. You can get cheaper auto insurance rates without a big time investment. If you wish to get a comparison quote from one company in particular, you can always navigate to their website to submit a rate quote request.

Deciding on an insurer should depend on more than just the bottom line cost. Agents should be asked these questions:

Listed below is a short list of car insurance companies in Orlando that may be able to provide price quotes for Suzuki SX4 insurance in Orlando.

2700 Corrine DrOrlando, FL 32803(407) 897-8100View Map

Orlando Insurance Agency
5764 N Orange Blossom TrailOrlando, FL 32810(407) 901-2103View Map

2208 Hillcrest StOrlando, FL 32803(321) 445-1117View Map

Budget Insurance Agency
5574 N Orange Blossom TrailOrlando, FL 32808(321) 270-6385View Map

View more agents