Anyone knows that auto insurance companies don’t want policyholders to compare prices from other companies. Consumers who get comparison quotes at least once a year are highly likely to switch companies because they have good chances of finding more affordable rates. A study discovered that people who shopped around annually saved on average $850 each year compared to people who don’t make a habit of comparing rates.
If saving money on insurance in Orlando is your intention, then learning a little about how to shop and compare coverage rates can make it easier to shop your coverage around.
If saving money is your primary concern, then the best way to find affordable quotes for car insurance rates is to compare prices once a year from different companies in Orlando. Rate comparisons can be done by following these guidelines.
Step 1: Get an understanding of individual coverages and the changes you can make to prevent expensive coverage. Many policy risk factors that result in higher rates like accidents, traffic violations, and a less-than-favorable credit history can be improved by making lifestyle changes or driving safer.
Step 2: Obtain price quotes from direct, independent, and exclusive agents. Exclusive and direct companies can provide rates from one company like Progressive and State Farm, while agents who are independent can quote rates for a wide range of companies. View companies
Step 3: Compare the new rates to your current policy to see if cheaper Amanti coverage is available. If you find a better price and change companies, make sure coverage does not lapse between policies.
The most important part of this process is to make sure you enter identical coverages on every quote and and to get rates from every insurance company. This provides an accurate price comparison and a good representation of prices.
The most recommended method to get policy rate comparisons for Kia Amanti insurance in Orlando is to know the trick most larger insurance companies allow for online access to give you rate quotes. The one thing you need to do is provide information such as any included safety features, what you do for a living, whether you drive to work or school, and if a SR-22 is needed. Your details gets sent immediately to multiple companies and you will receive price estimates instantly.
To compare lower-cost Kia Amanti insurance rates now, click here and enter your coverage details.
The companies in the list below offer price comparisons in Orlando, FL. If you want cheap auto insurance in Orlando, we suggest you visit two to three different companies in order to find the cheapest rates.
When it comes to adequate coverage for your personal vehicles, there is no perfect coverage plan. Every situation is different.
For instance, these questions can help discover whether or not you will benefit from professional help.
- What is the rate difference between pleasure use and commuting?
- Where can I find DUI or SR-22 insurance?
- Is business equipment covered while in my vehicle?
- Am I missing any policy discounts?
- Can I afford to pay high deductible claims out of pocket?
- Is my vehicle covered by my employer’s policy when using it for work?
If you’re not sure about those questions but you think they might apply to your situation, you might consider talking to an insurance agent. To find an agent in your area, fill out this quick form. It only takes a few minutes and can help protect your family.
When should I get advice from an agent?
A lot of people would prefer to get professional advice from a licensed agent and that is OK! Licensed agents are trained risk managers and will help you if you have claims. An additional benefit of comparing rates online is you may find the lowest rates and still have an agent to talk to.
Once you complete this short form, your information is emailed to local insurance agents in Orlando who will give you bids to get your business. You won’t need to find an agent because quoted prices will be sent immediately to your email address. In the event you want to compare prices from a specific insurance company, just navigate to their website and fill out their quote form.
Finding the right provider should include more criteria than just a low price. Any agent in Orlando should be forthright in answering these questions:
- Which family members are covered?
- Do they get paid more for recommending certain coverages?
- How is replacement cost determined on your vehicle?
- Does the agent have a valid license to sell insurance in Florida?
- What discounts might you be missing?
- Is working in the agency their full-time job?
If you want an insurance agent, there are a couple of types of insurance agents and how they are distinctly different. Insurance agents may be either independent (non-exclusive) or exclusive. Either one can insure your vehicles properly, but we need to point out the difference in the companies they write for because it may have an impact on the selection process.
Exclusive Insurance Agencies
Exclusive insurance agents are contracted to one company such as Farmers Insurance or State Farm. Exclusive agents cannot shop your coverage around so keep that in mind. These agents receive a lot of sales training on what they offer and that can be a competitive advantage. Consumers frequently buy from the same agent for years primarily because of the brand legacy and solid financial strength.
The following are exclusive insurance agents in Orlando that are able to give price quotes.
- Justin Bauknight – State Farm Insurance Agent
2507 Curry Ford Rd – Orlando, FL 32806 – (407) 898-2041 – View Map
- Allstate Insurance: Luis T. Martell
7800 W Sand Lake Rd #201 – Orlando, FL 32819 – (407) 522-9293 – View Map
- R J Allen – State Farm Insurance Agent
8255 Lee Vista Blvd C – Orlando, FL 32829 – (407) 823-7900 – View Map
Independent Agencies or Brokers
Independent insurance agents are not employed by any specific company and that enables them to quote your coverage through many different insurance companies and find the cheapest rate. To move your coverage to a new company, your policy is moved internally and you can keep the same agent. When searching for an agent, you definitely need to get some free quotes from independent agents to get the most accurate price comparison. They often place coverage with companies that do not advertise much which could offer lower prices.
Listed below is a list of independent insurance agencies in Orlando willing to provide price quotes.
- Brightway Insurance, The Ourso Agency
4100 Edgewater Dr – Orlando, FL 32804 – (407) 901-0040 – View Map
- J Meyers Insurance Agency
5003 Old Cheney Hwy – Orlando, FL 32807 – (407) 273-0230 – View Map
- Collins Insurance Agency, Inc.
522 E Colonial Dr – Orlando, FL 32803 – (407) 423-8345 – View Map