Cheap Rates for Chevy Silverado Insurance in Orlando

Insurance rates Chevy Silverado in OrlandoWant to know an easy way to compare the cheapest Chevy Silverado insurance in Orlando? Are you burned out from sacrificing other expenses to pay your car insurance bill each month? Your situation is no different than many other consumers in Florida.

Unthinkable but true, most car insurance customers have remained with the same car insurance company for at least the last four years, and approximately 40% of consumers have never compared rates with other companies. Florida drivers could save approximately $1,126 each year by just comparing rate quotes, but they just assume it takes a lot of time to save money by comparing rate quotes.

Insurance companies such as State Farm, Farmers Insurance, GEICO and Allstate all promote huge savings with ad campaigns and consumers find it hard to avoid their marketing magic and effectively compare rates to find the best deal.

You need to get comparison quotes before your policy renews because rates are variable and change quite frequently. Just because you had the best deal on Chevy Silverado insurance in Orlando a couple years back there may be better deals available now. Forget all the misinformation about car insurance because we’re going to demonstrate the easiest way to find great coverage at a great price.

If you are insured now, you will be able to shop for the lowest rates using the concepts covered in this article. Buying the cheapest car insurance in Orlando is not rocket science. Nevertheless, Florida vehicle owners can benefit by having an understanding of how companies calculate your policy premium.

Best companies for cheap Chevy Silverado insurance in Florida

The following companies provide free rate quotes in Florida. If your goal is to find the best cheap auto insurance in Orlando, we recommend you visit two to three different companies in order to find the most competitive rates.

Coverage information

The premium table displayed below highlights detailed analysis of insurance costs for Chevy Silverado models. Understanding more about how rates are determined helps drivers make decisions when choosing a new policy provider.

Chevrolet Silverado Insurance Rates in Orlando, FL
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Silverado LS Regular Cab 2WD $208 $332 $486 $28 $146 $1,200 $100
Silverado LS Regular Cab 4WD $208 $332 $430 $26 $128 $1,124 $94
Silverado LT Regular Cab 2WD $238 $402 $486 $28 $146 $1,300 $108
Silverado LT Regular Cab $238 $402 $486 $28 $146 $1,300 $108
Silverado LS Extended Cab 4WD $238 $402 $430 $26 $128 $1,224 $102
Silverado LT Extended Cab 4WD $238 $402 $430 $26 $128 $1,224 $102
Silverado LT Extended Cab 2WD $238 $402 $486 $28 $146 $1,300 $108
Silverado LS Extended Cab 2WD $238 $402 $486 $28 $146 $1,300 $108
Silverado LT Crew Cab 4WD $270 $474 $430 $26 $128 $1,328 $111
Silverado LS Crew Cab 2WD $270 $474 $486 $28 $146 $1,404 $117
Silverado LS Crew Cab 4WD $270 $474 $430 $26 $128 $1,328 $111
Silverado LT Crew Cab 2WD $270 $474 $486 $28 $146 $1,404 $117
Silverado LTZ Extended Cab 2WD $270 $474 $486 $28 $146 $1,404 $117
Silverado LTZ Extended Cab 4WD $270 $474 $430 $26 $128 $1,328 $111
Silverado LTZ Crew Cab 2WD $270 $474 $486 $28 $146 $1,404 $117
Silverado LTZ Crew Cab 4WD $270 $474 $430 $26 $128 $1,328 $111
Silverado Crew Cab Hybrid 2WD $270 $546 $430 $26 $128 $1,400 $117
Silverado Crew Cab Hybrid 4WD $300 $546 $430 $26 $128 $1,430 $119
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Data based on married male driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and Florida minimum liability limits. Discounts applied include multi-policy, safe-driver, multi-vehicle, homeowner, and claim-free. Estimates do not factor in specific Orlando garaging location which can revise prices considerably.

The illustration below shows how choosing a deductible and can affect Chevy Silverado insurance rates for each age group. The prices are based on a single male driver, comprehensive and collision coverage, and no discounts are applied to the premium.

Gender-based car insurance rates by age in Orlando

The chart below visualizes the comparison of Chevy Silverado insurance costs for male and female drivers. The data is based on no violations or accidents, full coverage, $250 deductibles, single status, and no additional discounts are factored in.

Determine discounts on Orlando car insurance

Car insurance can cost a lot, but you may be missing some discounts that could drop your premiums quite a bit. Certain discounts will be applied when you quote, but some may not be applied and must be inquired about prior to receiving the credit.Save money with discounts

Drivers should understand that some credits don’t apply to the overall cost of the policy. Some only reduce the cost of specific coverages such as physical damage coverage or medical payments. Even though the math looks like adding up those discounts means a free policy, companies wouldn’t make money that way.

The information below shows the comparison of Chevy Silverado annual premium costs with and without discounts applied to the premium. The premiums assume a male driver, no driving violations, no at-fault accidents, Florida state minimum liability limits, comp and collision included, and $500 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with claim-free, safe-driver, multi-policy, multi-car, marriage, and homeowner discounts applied.

Companies and a partial list of their discounts are:

It’s a good idea to ask all companies you are considering which credits you are entitled to. Some credits may not apply to policies in Orlando. If you would like to view insurance companies who offer free Chevy Silverado insurance quotes in Orlando, click here.

How do Insurance Companies Determine Chevy Silverado Insurance Prices?

It’s important that you understand the factors that come into play when calculating the price you pay for insurance. If you know what influences your rates, this empowers consumers to make smart changes that can help you get cheaper rates.

When should I contact an insurance agent?

A lot of people just prefer to sit down and talk to an agent and there is nothing wrong with that. One of the benefits of comparing rate quotes online is that you can obtain better rates but also keep your business local.

Insurance agency in OrlandoBy using this simple form, your coverage information is immediately sent to participating agents in Orlando who will give you quotes for your coverage. You won’t even need to do any legwork because prices are sent to you instantly. You can get cheaper insurance rates AND an agent nearby. If for some reason you want to get a comparison quote from a specific insurance provider, you would need to navigate to their website to submit a rate quote request.

Picking the best insurer needs to be determined by more than just a cheap quote. The answers to these questions are important, too.

If you want to buy insurance from local Orlando agents, it’s important to understand the different agency structures and how they differ in how they can insure your vehicles. Orlando agents can be described as either exclusive agents or independent agents.

Exclusive Insurance Agents

These type of agents can only quote rates from one company such as Allstate, State Farm and Farm Bureau. These agents are not able to place coverage with different providers so they have no alternatives for high prices. They are well trained on their products and sales techniques and that allows them to sell at a higher price point.

Shown below are exclusive agencies in Orlando who can help you get price quotes.

1634 Hillcrest StOrlando, FL 32803(407) 823-8232View Map

7608 W Sand Lake RdOrlando, FL 32819(407) 354-1320View Map

992 N Semoran BlvdOrlando, FL 32807(407) 898-8836View Map

View more Orlando agents

Independent Insurance Agents

Agents in the independent channel do not have single company limitations and that gives them the ability to insure with any number of different companies and potentially find a lower price. If you want to switch companies, an independent agent can move your coverage and you don’t have to find a new agent. When comparing insurance prices, we highly recommend that you include rate quotes from a few independent agents in order to have the best price comparison.

The following is a list of independent agencies in Orlando that are able to give rate quotes.

1300 N Semoran Blvd Suite 180Orlando, FL 32807(407) 894-6363View Map

5003 Old Cheney HwyOrlando, FL 32807(407) 273-0230View Map

1060 Woodcock RdOrlando, FL 32803(407) 601-1835View Map

View more Orlando agents

If you feel you receive answers to your satisfaction to any questions you may have and an affordable coverage quote, most likely you have located an auto insurance agent that is a good match to provide insurance coverage.

Compare but don’t skimp

Lower-priced auto insurance in Orlando is definitely available from both online companies as well as from independent agents in Orlando, so you need to shop Orlando auto insurance with both so you have a total pricing picture. There are still a few companies who may not have online rate quotes and most of the time these regional insurance providers prefer to sell through independent insurance agencies.

Throughout this article, we presented a lot of ways to get a better price on Chevy Silverado insurance in Orlando. The key thing to remember is the more rate comparisons you have, the higher your chance of finding affordable Orlando auto insurance quotes. You may even find the best premium rates are with a small local company. Regional companies may often insure only within specific states and give better rates compared to the large companies like GEICO and State Farm.

How to find better rates for Chevy Silverado insurance in Orlando

The best way we recommend to get low-cost car insurance rates in Orlando is to regularly compare price quotes from providers that insure vehicles in Florida.

First, try to learn about how car insurance works and the measures you can control to prevent expensive coverage. Many factors that cause high rates such as traffic citations and a lousy credit rating can be amended by making minor changes to your lifestyle.

Second, request price quotes from direct carriers, independent agents, and exclusive agents. Direct and exclusive agents can only give prices from a single company like GEICO and State Farm, while independent agents can provide rate quotes from multiple insurance companies.

Third, compare the new rate quotes to the premium of your current policy and see if there is a cheaper rate in Orlando. If you find a lower rate, make sure there is no coverage gap between policies.

Fourth, give notification to your agent or company to cancel your current policy and submit the signed application along with the required initial payment to your new company or agent. Once the application is submitted, place your new certificate of insurance in your glove compartment.

One key aspect of rate comparisons is that you use the same physical damage deductibles and liability limits on every quote and and to compare every insurance company. This provides an accurate price comparison and and a good selection of different prices.

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